Mission
Directors & Officers Insurance (D&O) provides financial protection to your company’s decision-makers — including executives, board members, and senior managers — in case they are sued for actions taken in the course of managing the business. It covers legal fees, defense costs, settlements, and regulatory penalties stemming from claims of mismanagement, breach of duty, or failure to comply with laws and governance rules.
Who Needs D&O Coverage?
This insurance is crucial for:
Private and public companies
Startups and scale-ups with advisory boards
Non-profit organizations with trustees or directors
Any business where leadership makes operational, legal, or financial decisions
Even well-intentioned decisions can be challenged—especially by shareholders, employees, regulators, or competitors.
What Does It Cover?
A comprehensive D&O policy can include:
Legal defense costs for individual directors or officers
Settlements and court-ordered damages
Regulatory fines or investigations (e.g. from government or tax authorities)
Claims by shareholders or investors
Allegations of misrepresentation, breach of fiduciary duty, or compliance failure
Employment practice violations (e.g. wrongful dismissal, discrimination)
Coverage for past, present, and even future board members
Optional Side A/B/C coverage allows for different risk layers, including company reimbursements and personal indemnity.
Benefits
Why Choose Us as Your Insurance Broker?
As a trusted insurance brokerage, we work with leading insurance providers to offer:
Customized coverage across multiple sectors
Expert risk evaluation for your profession
Fast and easy claims support
Ongoing advisory and policy updates
Competitive rates with transparent terms
FAQ